/* ============================================
   Greater Globe Alliance — Main Stylesheet
   Fully Responsive | Mobile-First Design
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@600;700&family=Source+Sans+3:wght@300;400;600;700&display=swap');

/* ---- CSS Variables ---- */
:root {
  --navy:    #153084;
  --navy-dk: #0e2260;
  --teal:    #2488a4;
  --teal-lt: #2fa8c8;
  --orange:  #F6900D;
  --orange-dk: #d97a08;
  --white:   #ffffff;
  --off-white: #f5f7fb;
  --light-grey: #e8ecf5;
  --mid-grey: #8a96b0;
  --dark:    #111827;
  --text:    #2d3748;

  --font-head: 'Playfair Display', Georgia, serif;
  --font-body: 'Source Sans 3', 'Segoe UI', sans-serif;

  --shadow: 0 4px 24px rgba(21,48,132,0.10);
  --shadow-lg: 0 8px 48px rgba(21,48,132,0.16);
  --radius: 8px;
  --radius-lg: 16px;

  --container: 1160px;
  --nav-h: 72px;
}

/* ---- Reset & Base ---- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
  min-width: 320px;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a { color: var(--teal); text-decoration: none; transition: color 0.2s; }
a:hover { color: var(--orange); }

ul, ol { padding-left: 1.4rem; }
li { margin-bottom: 0.4rem; }

h1, h2, h3, h4, h5 {
  font-family: var(--font-head);
  color: var(--navy);
  line-height: 1.2;
}

p { margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

/* ---- Layout Helpers ---- */
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}

.section { padding: 64px 0; }
.section-sm { padding: 40px 0; }
.section-lg { padding: 90px 0; }

.text-center { text-align: center; }
.text-left { text-align: left; }

.flex { display: flex; }
.flex-wrap { flex-wrap: wrap; }
.items-center { align-items: center; }
.justify-between { justify-content: space-between; }
.justify-center { justify-content: center; }
.gap-1 { gap: 8px; }
.gap-2 { gap: 16px; }
.gap-3 { gap: 24px; }
.gap-4 { gap: 32px; }

.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 32px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

/* ---- Typography Scale ---- */
.display-1 { font-size: clamp(2rem, 5vw, 3.5rem); font-weight: 700; }
.display-2 { font-size: clamp(1.6rem, 3.5vw, 2.6rem); font-weight: 700; }
.section-title {
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  font-weight: 700;
  margin-bottom: 16px;
}
.section-subtitle {
  font-size: clamp(1rem, 2vw, 1.2rem);
  color: var(--mid-grey);
  margin-bottom: 40px;
  font-weight: 400;
  font-family: var(--font-body);
}

.label {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--orange);
  margin-bottom: 12px;
}

/* ---- Buttons ---- */
.btn {
  display: inline-block;
  padding: 13px 32px;
  border-radius: 4px;
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 0.95rem;
  letter-spacing: 0.04em;
  cursor: pointer;
  border: 2px solid transparent;
  transition: all 0.22s ease;
  text-align: center;
  white-space: nowrap;
}

.btn-primary {
  background: var(--orange);
  color: var(--white);
  border-color: var(--orange);
}
.btn-primary:hover {
  background: var(--orange-dk);
  border-color: var(--orange-dk);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(246,144,13,0.35);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}
.btn-outline:hover {
  background: var(--white);
  color: var(--navy);
}

.btn-navy {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}
.btn-navy:hover {
  background: var(--navy-dk);
  border-color: var(--navy-dk);
  color: var(--white);
  transform: translateY(-2px);
}

.btn-lg { padding: 16px 44px; font-size: 1.05rem; }

/* ---- Navigation ---- */
.site-nav {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--navy);
  box-shadow: 0 2px 16px rgba(0,0,0,0.18);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--nav-h);
  padding: 0 20px;
  max-width: var(--container);
  margin: 0 auto;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.nav-logo img {
  height: 44px;
  width: auto;
}

.nav-logo-text {
  font-family: var(--font-head);
  color: var(--white);
  font-size: 1.15rem;
  line-height: 1.15;
  font-weight: 700;
}

.nav-logo-text span {
  display: block;
  font-size: 0.65rem;
  font-family: var(--font-body);
  font-weight: 400;
  letter-spacing: 0.08em;
  color: rgba(255,255,255,0.65);
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 4px;
  padding: 0;
}

.nav-links a {
  display: block;
  color: rgba(255,255,255,0.85);
  font-size: 0.88rem;
  font-weight: 600;
  padding: 8px 12px;
  border-radius: 4px;
  transition: all 0.18s;
  white-space: nowrap;
}
.nav-links a:hover, .nav-links a.active {
  color: var(--white);
  background: rgba(255,255,255,0.12);
}

/* Dropdown */
.nav-dropdown {
  position: relative;
}

.nav-dropdown > a::after {
  content: ' ▾';
  font-size: 0.7rem;
}

.dropdown-menu {
  display: none;
  position: absolute;
  top: calc(100% + 4px);
  left: 0;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  min-width: 260px;
  padding: 8px 0;
  list-style: none;
  z-index: 200;
  animation: fadeDown 0.18s ease;
}

@keyframes fadeDown {
  from { opacity:0; transform:translateY(-8px); }
  to   { opacity:1; transform:translateY(0); }
}

.dropdown-menu li a {
  display: block;
  color: var(--text);
  padding: 10px 20px;
  font-size: 0.88rem;
  font-weight: 600;
  transition: background 0.15s;
}
.dropdown-menu li a:hover {
  background: var(--off-white);
  color: var(--navy);
}

.nav-dropdown:hover .dropdown-menu,
.nav-dropdown:focus-within .dropdown-menu {
  display: block;
}

/* CTA nav button */
.nav-cta {
  background: var(--orange) !important;
  color: var(--white) !important;
  border-radius: 4px !important;
  padding: 9px 18px !important;
}
.nav-cta:hover {
  background: var(--orange-dk) !important;
}

/* Hamburger */
.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  background: none;
  border: none;
  padding: 4px;
}
.nav-hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all 0.25s;
}

/* Mobile nav */
.mobile-menu {
  display: none;
  background: var(--navy-dk);
  padding: 16px 0 24px;
}
.mobile-menu.open { display: block; }
.mobile-menu a {
  display: block;
  color: rgba(255,255,255,0.85);
  padding: 11px 24px;
  font-size: 0.95rem;
  font-weight: 600;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.mobile-menu a:hover { background: rgba(255,255,255,0.08); color: var(--white); }
.mobile-menu .mobile-section-label {
  display: block;
  color: var(--orange);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 16px 24px 4px;
}

/* ---- Hero ---- */
.hero {
  background: linear-gradient(135deg, var(--navy-dk) 0%, var(--navy) 50%, var(--teal) 100%);
  color: var(--white);
  padding: 90px 0 80px;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.hero-inner {
  position: relative;
  z-index: 1;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}

.hero-content h1 {
  color: var(--white);
  margin-bottom: 20px;
}

.hero-content p {
  font-size: 1.1rem;
  color: rgba(255,255,255,0.85);
  margin-bottom: 32px;
  max-width: 520px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(246,144,13,0.15);
  border: 1px solid rgba(246,144,13,0.4);
  color: #ffc266;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 20px;
  margin-bottom: 20px;
}

.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }

.hero-image {
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(255,255,255,0.05);
  padding: 20px;
}

.hero-image img {
  width: 100%;
  max-height: 400px;
  object-fit: contain;
  object-position: center;
}

/* ---- Page Hero (for inner pages) ---- */
.page-hero {
  background: linear-gradient(135deg, var(--navy-dk), var(--navy));
  color: var(--white);
  padding: 60px 0 50px;
  text-align: center;
}

.page-hero h1 {
  color: var(--white);
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  margin-bottom: 12px;
}

.page-hero p {
  color: rgba(255,255,255,0.75);
  font-size: 1.05rem;
  max-width: 620px;
  margin: 0 auto;
}

.breadcrumb {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.55);
  margin-bottom: 16px;
}
.breadcrumb a { color: rgba(255,255,255,0.7); }
.breadcrumb a:hover { color: var(--orange); }
.breadcrumb .sep { color: rgba(255,255,255,0.3); }

/* ---- Cards ---- */
.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  padding: 28px;
  transition: transform 0.22s, box-shadow 0.22s;
}
.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.card-icon {
  width: 56px;
  height: 56px;
  border-radius: var(--radius);
  background: linear-gradient(135deg, var(--navy), var(--teal));
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  font-size: 1.5rem;
  color: var(--white);
}

.card h3 {
  font-size: 1.15rem;
  margin-bottom: 10px;
}

.card p {
  font-size: 0.93rem;
  color: var(--mid-grey);
  line-height: 1.6;
}

/* Loan product cards */
.loan-card {
  display: block;
  background: var(--white);
  border: 1px solid var(--light-grey);
  border-radius: var(--radius-lg);
  padding: 24px;
  transition: all 0.22s;
  text-decoration: none;
  color: var(--text);
}
.loan-card:hover {
  border-color: var(--teal);
  box-shadow: 0 8px 32px rgba(36,136,164,0.15);
  transform: translateY(-3px);
  color: var(--text);
}
.loan-card h3 {
  font-size: 1.05rem;
  color: var(--navy);
  margin-bottom: 8px;
  transition: color 0.2s;
}
.loan-card:hover h3 { color: var(--teal); }
.loan-card p {
  font-size: 0.88rem;
  color: var(--mid-grey);
  line-height: 1.55;
}
.loan-card .card-arrow {
  margin-top: 14px;
  color: var(--teal);
  font-weight: 700;
  font-size: 0.88rem;
}

/* ---- Feature / Info Blocks ---- */
.info-block {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}

.info-block.reverse { direction: rtl; }
.info-block.reverse > * { direction: ltr; }

.info-block img {
  border-radius: var(--radius-lg);
  width: 100%;
  height: 360px;
  object-fit: contain;
  object-position: center;
  background: var(--off-white);
  box-shadow: var(--shadow);
}

.info-content .label { color: var(--orange); }
.info-content h2 { margin-bottom: 16px; }
.info-content p { color: var(--text); margin-bottom: 14px; }

/* ---- Stats Bar ---- */
.stats-bar {
  background: var(--navy);
  color: var(--white);
  padding: 40px 0;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  text-align: center;
}

.stat-item .stat-num {
  font-family: var(--font-head);
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--orange);
  display: block;
}

.stat-item .stat-label {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.7);
  margin-top: 4px;
}

/* ---- Badges / Trust ---- */
.trust-strip {
  background: var(--off-white);
  padding: 28px 0;
  border-top: 1px solid var(--light-grey);
  border-bottom: 1px solid var(--light-grey);
}

.trust-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 32px;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  color: var(--navy);
  font-size: 0.92rem;
}

.trust-item .icon {
  font-size: 1.4rem;
  color: var(--teal);
}

/* ---- Section Divider ---- */
.divider {
  width: 60px;
  height: 4px;
  background: linear-gradient(90deg, var(--orange), var(--teal));
  border-radius: 2px;
  margin: 0 auto 24px;
}

.divider-left {
  margin: 0 0 24px;
}

/* ---- CTA Section ---- */
.cta-section {
  background: linear-gradient(135deg, var(--teal), var(--navy));
  color: var(--white);
  padding: 72px 0;
  text-align: center;
}

.cta-section h2 {
  color: var(--white);
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  margin-bottom: 16px;
}

.cta-section p {
  color: rgba(255,255,255,0.8);
  font-size: 1.05rem;
  max-width: 580px;
  margin: 0 auto 32px;
}

/* ---- Content Page Layout ---- */
.content-layout {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 40px;
  align-items: start;
}

.content-main { min-width: 0; }

.content-main h2 {
  font-size: 1.6rem;
  margin: 32px 0 14px;
  color: var(--navy);
}
.content-main h2:first-child { margin-top: 0; }

.content-main h3 {
  font-size: 1.2rem;
  margin: 24px 0 10px;
  color: var(--navy);
  font-family: var(--font-body);
  font-weight: 700;
}

.content-main p { margin-bottom: 1rem; line-height: 1.75; }

.content-main ul, .content-main ol {
  margin-bottom: 1rem;
  padding-left: 1.5rem;
}

.content-main li { margin-bottom: 0.5rem; line-height: 1.65; }

/* Sidebar */
.sidebar { position: sticky; top: calc(var(--nav-h) + 20px); }

.sidebar-card {
  background: var(--off-white);
  border-radius: var(--radius-lg);
  padding: 24px;
  margin-bottom: 24px;
  border: 1px solid var(--light-grey);
}

.sidebar-card h4 {
  font-size: 1rem;
  color: var(--navy);
  margin-bottom: 16px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--orange);
}

.sidebar-nav { list-style: none; padding: 0; }
.sidebar-nav li { margin-bottom: 4px; }
.sidebar-nav a {
  display: block;
  color: var(--text);
  padding: 8px 12px;
  border-radius: 4px;
  font-size: 0.9rem;
  font-weight: 600;
  transition: all 0.15s;
}
.sidebar-nav a:hover {
  background: var(--navy);
  color: var(--white);
}

.highlight-box {
  background: linear-gradient(135deg, var(--navy), var(--teal));
  color: var(--white);
  border-radius: var(--radius-lg);
  padding: 28px;
  margin: 32px 0;
}
.highlight-box h3 { color: var(--white); font-size: 1.1rem; margin-bottom: 10px; }
.highlight-box p { color: rgba(255,255,255,0.85); font-size: 0.92rem; }

.callout {
  background: rgba(246,144,13,0.08);
  border-left: 4px solid var(--orange);
  padding: 16px 20px;
  border-radius: 0 var(--radius) var(--radius) 0;
  margin: 20px 0;
}
.callout p { color: var(--text); font-size: 0.95rem; }

.tag {
  display: inline-block;
  background: rgba(36,136,164,0.1);
  color: var(--teal);
  font-size: 0.78rem;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 20px;
  margin: 2px;
}

/* ---- Contact Form ---- */
.contact-form {
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  padding: 36px;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-weight: 700;
  font-size: 0.88rem;
  color: var(--navy);
  margin-bottom: 6px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 2px solid var(--light-grey);
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--text);
  transition: border-color 0.2s;
  background: var(--white);
  appearance: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--teal);
}

.form-group textarea { resize: vertical; min-height: 120px; }

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form-note {
  font-size: 0.82rem;
  color: var(--mid-grey);
  margin-top: 6px;
}

/* ---- FAQ ---- */
.faq-item {
  border-bottom: 1px solid var(--light-grey);
  padding: 20px 0;
}
.faq-item:last-child { border-bottom: none; }

.faq-q {
  font-weight: 700;
  color: var(--navy);
  font-size: 1rem;
  margin-bottom: 10px;
  padding-left: 20px;
  position: relative;
}
.faq-q::before {
  content: 'Q:';
  position: absolute;
  left: 0;
  color: var(--orange);
  font-weight: 700;
}

.faq-a {
  color: var(--text);
  font-size: 0.95rem;
  line-height: 1.7;
  padding-left: 20px;
}

/* ---- Pros/Cons Tables ---- */
.pros-cons {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin: 20px 0;
}

.pros, .cons {
  border-radius: var(--radius);
  padding: 20px;
}

.pros {
  background: rgba(36,136,164,0.07);
  border: 1px solid rgba(36,136,164,0.2);
}

.cons {
  background: rgba(246,144,13,0.07);
  border: 1px solid rgba(246,144,13,0.2);
}

.pros h4, .cons h4 {
  font-family: var(--font-body);
  font-size: 0.88rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 12px;
}

.pros h4 { color: var(--teal); }
.cons h4 { color: var(--orange); }

.pros ul, .cons ul { font-size: 0.9rem; }

/* ---- Footer ---- */
.site-footer {
  background: var(--navy-dk);
  color: rgba(255,255,255,0.75);
  padding: 60px 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px 48px;
}

.footer-brand img { height: 48px; margin-bottom: 16px; }
.footer-brand p { font-size: 0.88rem; line-height: 1.65; max-width: 280px; }
.footer-brand .tagline {
  font-family: var(--font-head);
  font-size: 1rem;
  color: var(--white);
  margin-bottom: 10px;
}

.footer-col h4 {
  font-family: var(--font-body);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--orange);
  margin-bottom: 16px;
}

.footer-col ul { list-style: none; padding: 0; }
.footer-col ul li { margin-bottom: 8px; }
.footer-col ul a {
  color: rgba(255,255,255,0.65);
  font-size: 0.88rem;
  transition: color 0.2s;
}
.footer-col ul a:hover { color: var(--white); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  max-width: var(--container);
  margin: 0 auto;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.45);
}

.footer-bottom a { color: rgba(255,255,255,0.55); }
.footer-bottom a:hover { color: var(--white); }

/* Disclaimer */
.footer-disclaimer {
  background: rgba(0,0,0,0.25);
  font-size: 0.78rem;
  color: rgba(255,255,255,0.4);
  line-height: 1.55;
  padding: 16px 20px;
  max-width: var(--container);
  margin: 0 auto;
}

/* ---- Responsive ---- */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .content-layout { grid-template-columns: 1fr; }
  .sidebar { position: static; }
}

@media (max-width: 768px) {
  :root { --nav-h: 60px; }

  .nav-links { display: none; }
  .nav-hamburger { display: flex; }

  .hero-inner {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 32px;
  }
  .hero-content p { margin: 0 auto 28px; }
  .hero-actions { justify-content: center; }
  .hero-image { display: none; }

  .grid-2 { grid-template-columns: 1fr; }
  .grid-3 { grid-template-columns: 1fr; }

  .info-block { grid-template-columns: 1fr; }
  .info-block.reverse { direction: ltr; }

  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .pros-cons { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }

  .footer-grid { grid-template-columns: 1fr 1fr; gap: 28px; }

  .footer-bottom { flex-direction: column; text-align: center; }

  .section { padding: 48px 0; }
  .section-lg { padding: 56px 0; }
}

@media (max-width: 480px) {
  .footer-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .trust-inner { gap: 20px; flex-direction: column; align-items: flex-start; padding-left: 24px; }
  .hero { padding: 60px 0 50px; }
  .page-hero { padding: 44px 0 36px; }
}

/* ---- Utility ---- */
.no-credit {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(36,136,164,0.1);
  color: var(--teal);
  font-size: 0.82rem;
  font-weight: 700;
  padding: 8px 16px;
  border-radius: 20px;
  margin-top: 20px;
}
.no-credit::before { content: '✓'; color: var(--teal); }

.page-img {
  width: 100%;
  max-height: 400px;
  object-fit: contain;
  object-position: center center;
  border-radius: var(--radius-lg);
  margin-bottom: 28px;
  background: var(--off-white);
  padding: 10px;
}

.mt-1 { margin-top: 8px; }
.mt-2 { margin-top: 16px; }
.mt-3 { margin-top: 24px; }
.mt-4 { margin-top: 32px; }
.mb-1 { margin-bottom: 8px; }
.mb-2 { margin-bottom: 16px; }
.mb-3 { margin-bottom: 24px; }
.mb-4 { margin-bottom: 32px; }